⚠️ PUBLIC DISCLAIMER EPFOin.com is a private educational portal. We are NOT affiliated with the Employees' Provident Fund Organisation (EPFO) India, the Ministry of Labour, or any Government agency. The official government portal is: https://www.epfindia.gov.in ↗.
LATEST
Need Help?  |  Latest Updates
Withdrawal Form

Form 31 – EPF Partial Advance Claim Form

Withdraw a non-refundable partial advance from your EPF corpus while remaining in active service.

Download PDF Form Official Instructions
Processing Time
3 to 10 working days (Online Portal), 15 to 25 days (Physical Branch)
Primary Action
100% Tax-Free*
Submission Method
Online / Offline

Detailed Purpose & Use Case

Use this form to claim a partial, non-refundable advance from your accumulated Provident Fund (PF) balance for urgent personal needs (like illness, education, marriage, house purchase, or pandemic relief) without resigning from your current employment.

🔒 Mandatory Eligibility Criteria

⚡
Member must be currently in active service with a registered company.
⚡
Minimum service tenure limits apply depending on the advance purpose (e.g., No limit for Illness/Pandemic; 7 years for Marriage/Education; 5 years for House Purchase).
⚡
UAN must be active and linked to an active Aadhaar number and Bank KYC.

📝 Documents & KYC Seeding Requirements

✓
Active UAN credentials for the member portal.
✓
Registered mobile number linked to Aadhaar for OTP signing.
✓
Clear digital image/scanned copy of your cancelled cheque with name printed, or passbook page (JPG, 100KB-500KB).
✓
Self-declaration of the reason selected (no physical medical certificate is required for illness advances under modern rules).

🌐 How to Submit Online (Fast Track)

Online submission is highly recommended by EPFO. It bypasses physical employer approvals if your Aadhaar is successfully linked.

01
Log into your EPFO Member Portal account using your UAN and Password.
02
Navigate to 'Online Services' > 'Claim (Form-31, 19, 10C & 10D)' from the top toolbar.
03
Verify your loaded profile and enter the last 4 digits of your seeded Bank Account number, then click 'Verify'.
04
Agree to the Terms and Conditions by clicking 'Yes' on the popup.
05
Click 'Proceed for Online Claim'.
06
In the 'I want to apply for' field, select 'PF Advance (Form-31)'.
07
Choose the purpose/reason for advance (e.g., Illness, Outbreak of Pandemic, Marriage of Self/Son/Daughter, Education, Purchase of House).
08
Enter the exact amount of advance required and your complete residential address.
09
Upload a clear scanned copy of your cancelled cheque or passbook first page (100KB to 500KB in JPG/JPEG only).
10
Check the declaration statement, click 'Get Aadhaar OTP', enter the code sent to your phone, and submit.

🏢 Alternate Offline Submission Method

Use this method only if you cannot access the online portal, or if your Aadhaar is not linked to your UAN.

01
Download the Composite Claim Form (Aadhaar or Non-Aadhaar) from our direct buttons.
02
Fill up your personal details, tick the box for Form 31, and select the specific purpose and amount needed.
03
If using the Non-Aadhaar form, get it stamped and signed by your current employer.
04
Attach a copy of your cancelled cheque or bank passbook page.
05
Submit the form directly at your jurisdictional EPFO office branch.

Interactive Form 31 Eligibility Checker

Tick your current status below to verify if you can file this claim form right now.

❓ Expert Answers on Form 31

No. The advance withdrawn using Form 31 is completely non-refundable. It is not a loan; it is a permanent partial withdrawal of your own accumulated PF money and does not need to be repaid.

For medical emergencies (illness of self or family members), you can withdraw up to 6 months of your basic salary + dearness allowance (DA), or your entire employee contribution share with interest, whichever is lower. There is no minimum service period required for illness claims.

Yes. Under EPFO rules, you can file up to two pandemic advances. It is highly prioritized and usually processed within 3 days. The maximum withdrawal limit is up to 3 months of basic wages + DA, or 75% of your net balance, whichever is lower.

📥

Official PDF Download

Download direct official high-speed PDF copy of Form 31 instantly.

Download Now

📂 Other EPFO Forms

Check PF Balance First

Before filing any claim, we recommend pulling your active PF Balance ledger to check the exact available amount.

Check Balance
Independent Information Portal
Not affiliated with EPFO Govt
Updated for 2026
Free Guides & Calculators

Is this useful?

Your quick rating helps us improve these EPFO guides.