Financial & PF Tools

Expert-built calculators to help you plan your retirement, understand your salary, and estimate your employee benefits with 100% accuracy.

Estimate your total Provident Fund corpus at the time of retirement based on your current balance and salary hikes.

Calculate your monthly lifetime pension amount under the Employees' Pension Scheme (EPS) based on service years.

Estimate the lump-sum gratuity amount you are entitled to receive after leaving your employer after 5 years.

Break down your CTC into Basic, HRA, PF deductions, and exact monthly in-hand (take-home) salary.

Calculate monthly installments for home, car, or personal loans with a full amortization schedule.

Check if you qualify for the ₹15,000 Employment Linked Incentive for first-time formal workforce entrants and view the payout schedule.

Evaluate if your employer's contributions hit the ₹7.5 Lakh ceiling and calculate the excess tax applied under Sec 17(2)(vii).

Analyze how the proposed ₹25,000 wage ceiling shift impacts your monthly EPS pension vs. EPF corpus splits.

Independent Information Portal

Not affiliated with EPFO Govt

Updated for 2026

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