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Death Claims Form

Form 5IF – EDLI Life Insurance Claim Form

Claim life insurance benefits up to ₹7,00,000 under the Employees' Deposit Linked Insurance (EDLI) scheme.

Download PDF Form
Processing Time
15 to 30 working days (verified offline)
Primary Action
100% Tax-Free*
Submission Method
Online / Offline

📋 Detailed Purpose & Use Case

Use this form after an active member's demise to claim the insurance payout under the Employees' Deposit Linked Insurance Scheme 1976 (EDLI). Nominees/heirs can receive a lump sum payment ranging from ₹2.5 Lakhs up to a maximum of ₹7 Lakhs.

🔒 Mandatory Eligibility Criteria

⚡
The member must have died while in active, continuous service (contributing to EPF).
⚡
Claimant must be the nominated beneficiary. If no nomination was filed, all family members are eligible.
⚡
The deceased member must have been actively employed at a registered firm at the time of death.

📝 Documents & KYC Seeding Requirements

✓
Duly completed physical Form 5IF.
✓
Original death certificate of the member.
✓
Verification of bank account details of the claimant.
✓
Employer signature and attestation.

🌐 How to Submit Online (Fast Track)

Online submission is highly recommended by EPFO. It bypasses physical employer approvals if your Aadhaar is successfully linked.

01
Form 5IF claims are processed offline to verify physical certificates and prevent unauthorized claims.
02
Notify the EPFO via the grievance portal first to update records, then proceed with the physical application.

🏢 Alternate Offline Submission Method

Use this method only if you cannot access the online portal, or if your Aadhaar is not linked to your UAN.

01
Download and print the official Form 5IF PDF.
02
Fill up the deceased member's details and claimant's credentials.
03
Obtain signature and stamp from the employer.
04
Submit the form along with Form 20 (PF claim) and Form 10D (Pension claim) to the regional EPFO office.

Interactive Form 5IF Eligibility Checker

Tick your current status below to verify if you can file this claim form right now.

❓ Expert Answers on Form 5IF

What is the maximum insurance payout under EDLI? ▼

The maximum insurance payout under the EDLI scheme is ₹7,00,000. The minimum assured payout is ₹2,50,000, provided the deceased member was in continuous employment for at least 12 months prior to death.

Is there any premium paid by the employee for EDLI? ▼

No. Employees do not contribute anything for the EDLI insurance. The entire premium (0.50% of basic wages up to ₹15,000) is paid entirely by the employer.

📥

Official PDF Download

Download direct official high-speed PDF copy of Form 5IF instantly.

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📂 Other EPFO Forms

💰 Check PF Balance First

Before filing any claim, we recommend pulling your active PF Balance ledger to check the exact available amount.

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