Employees Provident Fund Organisation (EPFO) India Guide
PF Balance, UAN Login, Passbook, Claim Status & Employee Services
Trusted, up-to-date guides for Indian salaried employees. Check PF balance, activate UAN, track claims, and plan your retirement.
What are you looking for?
For Employees
Passbook Login тЖЧFor Employers
Employer Portal тЖЧEstablishment e-Report Card
Check your company's PF compliance and return filing status.
View Report CardEPFO News & Rule Changes 2026
Stay current with the latest EPFO circulars, interest rates, and policy updates.
EPFO Fixes EPF Interest Rate at 8.15% for 2025-26
The EPFO trustees have ratified the 8.15% interest rate on EPF deposits for the financial year 2025-26, benefiting over 6 crore members.
Read More тЖТEPFO Targets 72-Hour Claim Settlement for Auto-Claims
Learn about the new directive aiming to settle claims within 3 days for fully KYC-verified accounts.
Read More тЖТEPS Minimum Pension: What Members Need to Know in 2026
Government confirms continuation of тВ╣1,000 minimum pension. Who is eligible and how to check.
Read More тЖТEPFO and You
Direct access to essential EPF services for all member categories тАФ secure, fast, and 100% digital.
Activate UAN
Easily activate your Universal Account Number to unlock all online EPF services.
View Passbook
Check your real-time EPF account balance, interest, and detailed transaction history.
Update KYC
Submit and link your Aadhaar, PAN, and Bank details online for seamless processing.
Withdraw PF
Apply for partial or full withdrawal of your PF amount for medical, housing, or marriage.
ECR Filing
Online filing of Electronic Challan cum Return for monthly PF contributions.
Register DSC
Link and register Digital Signature Certificates for secure authorized approvals.
Establishment Search
Verify establishment details, coverage, and payment compliance status.
PPO Enquiry
Check your Pension Payment Order status and download your PPO digitallly.
Jeevan Pramaan
Submit your Digital Life Certificate online without visiting the bank or office.
Track Payment
Track your monthly pension disbursement status for the last 12 months.
PF & Salary Calculators
Plan your retirement and understand your salary structure with our accurate, free calculators.
EPFiGMS Portal Guide
Facing issues with claim rejection, PF transfer, or KYC approval? Register a grievance directly with the EPFO management system for quick resolution.
Register Your Grievance
Select your status (PF Member, EPS Pensioner, Employer) and submit a detailed complaint.
Track Resolution Status
Use your unique registration number to track the progress online.
Important PF Forms
Download official PDF forms for offline submission to your HR department or regional EPFO office.
EPFO Offices by State
Find the nearest EPFO regional or sub-regional office for in-person assistance with your PF account.
Tenders, Circulars & Notifications
Access the latest official documents, procurement notices, and policy circulars issued by EPFO.
Master Circular on Pension
Comprehensive guidelines on EPS-95 pension rules and higher pension options.
Download PDF тЖУEmpanelment of CA Firms
Invitation for expression of interest for empanelment of auditors for FY 2026-27.
View Details тЖТInterest Rate Ratification
Official gazette notification for the 8.15% EPF interest rate for 2025-26.
View Notification тЖТFrequently Asked Questions
Clear answers in Hindi & English for all your EPFO queries. Select a category below.
Need Help with Your EPFO Issue?
Our detailed guides cover most common EPFO problems. Browse by topic or check our FAQs.
Benefits
You Get
with EPFO
More than savings тАФ a complete lifecycle of financial protection for you and your family.
Wealth Accumulation
India's most competitive government-guaranteed interest rate, compounded annually. Even modest contributions grow into a substantial retirement corpus over 20тАУ30 years.
Lifetime Pension
After just 10 years of service, you're entitled to a guaranteed monthly pension for life. It doesn't stop тАФ even after you do. Your family gets it too as a survivor pension.
тВ╣7 Lakh Insurance
No premiums. No medical tests. No forms to fill. Simply being an active EPFO member automatically covers your family up to тВ╣7,00,000 in case of your untimely demise.
EEE Tax Status
Exempt on contribution. Exempt on interest. Exempt on withdrawal. EPF is one of the very few savings instruments in India with full Triple-E tax benefits.
Emergency Funds
Life is unpredictable. Access up to 90% of your balance for medical emergencies, up to 50% for your child's marriage or education тАФ without closing your account.
100% Employer Match
Your employer matches your 12% contribution тАФ effectively giving you a 12% salary bonus that goes directly toward your retirement, tax-free.
Access EPFO Services on UMANG
Check PF balance, apply for claims, and download pension orders on the go. Available for both Android and iOS.
