Withdrawal Form

Form 19 – EPF Final Settlement Claim Form

Withdraw your full accumulated Provident Fund (PF) balance after leaving your employment.

Download PDF Form Official Instructions

Processing Time

7 to 15 working days (Online Portal), 20 to 30 days (Physical Branch Submission)

Primary Action

100% Tax-Free*

Submission Method

Online / Offline

📋 Detailed Purpose & Use Case

Use this form to claim your final accumulated Provident Fund (PF) balance (both your share and your employer's share) after you resign, retire, or leave your job, provided you remain unemployed for at least 2 consecutive months.

🔒 Mandatory Eligibility Criteria

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Member must have officially resigned and left their job.

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Date of Exit must be updated in the EPFO unified portal database.

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A waiting period of 2 continuous months of unemployment is mandatory before filing (except if migrating abroad permanently or female member resigning for marriage).

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UAN must be active and successfully seeded with Aadhaar, PAN, and Bank KYC.

📝 Documents & KYC Seeding Requirements

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Activated Universal Account Number (UAN) & Password.

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Aadhaar card linked with active mobile number for secure OTP verification.

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Bank account details (cancelled cheque with name printed, or first page of bank passbook in JPEG/JPG format, size between 100KB and 500KB).

✓

PAN Card is highly recommended. If service is under 5 years and withdrawal is above ₹50,000, 30% TDS is deducted without PAN (10% with PAN).

✓

Form 15G or 15H to declare tax exemption if total annual income is below taxable limits.

🌐 How to Submit Online (Fast Track)

Online submission is highly recommended by EPFO. It bypasses physical employer approvals if your Aadhaar is successfully linked.

Log into the EPFO Member Unified Portal (unifiedportal-mem.epfindia.gov.in) using your UAN and Password.

Check your profile status under 'Manage' > 'KYC' to ensure your Bank Account, Aadhaar, and PAN are fully approved and active.

Go to 'Online Services' in the main navigation bar and select 'Claim (Form-31, 19, 10C & 10D)'.

Verify your registered bank account details by typing the last 4 digits of your bank account number and clicking 'Verify'. Click 'Yes' to sign the undertaking.

Click 'Proceed for Online Claim' at the bottom of the page.

Under 'I want to apply for', choose 'Only PF Withdrawal (Form-19)' from the dropdown list.

Enter your full residential address matching your records.

Upload a scanned copy of your cancelled cheque or bank passbook (only clear JPG/JPEG format, size 100KB to 500KB).

Select the declaration checkbox and click 'Get Aadhaar OTP'.

Enter the 6-digit OTP received on your Aadhaar-linked mobile phone and click 'Submit' to finalize your claim.

🏢 Alternate Offline Submission Method

Use this method only if you cannot access the online portal, or if your Aadhaar is not linked to your UAN.

Download the official Composite Claim Form (Aadhaar or Non-Aadhaar) PDF using our direct links.

Fill up the required details: UAN, Name, PAN, Date of Joining, Date of Exit, and Bank Account number.

If your Aadhaar is NOT linked to your UAN, you must use the Non-Aadhaar form and obtain the physical signature and official rubber seal/stamp of your last employer.

Attach a self-attested cancelled cheque or bank passbook front page showing your clear name, account number, and IFSC code.

Attach a self-attested copy of your PAN Card and filled Form 15G (if applicable).

Submit the physical bundle to the Regional EPFO Office under whose jurisdiction your company's PF account is registered.

Interactive Form 19 Eligibility Checker

Tick your current status below to verify if you can file this claim form right now.

I have left/resigned from my company.

It has been more than 60 days (2 months) since my resignation.

My Date of Exit is officially updated in the Member Portal.

My Aadhaar is linked to my active UAN.

My Bank KYC is seeded and approved.

❓ Expert Answers on Form 19

Can I submit Form 19 while still employed? ▼

No. Form 19 is strictly for final settlement and full withdrawal after leaving service. If you are currently working, you cannot apply for final withdrawal, but you can request a partial advance using Form 31.

How much tax (TDS) is deducted on Form 19 withdrawal? ▼

If your total service period is 5 years or more, the withdrawal is 100% tax-free. If your service is under 5 years, withdrawal is tax-free only if the amount is less than ₹50,000. If service is under 5 years and the amount is above ₹50,000, a 10% TDS is deducted if PAN is submitted. If PAN is not seeded, a 30% maximum marginal tax rate is deducted. You can submit Form 15G/15H to prevent TDS if your total yearly taxable income is zero.

What if my employer refuses to sign the offline Form 19? ▼

If your Aadhaar is linked to your UAN, you do not need employer signature at all! You can file it online directly. If your Aadhaar is not linked and the employer refuses to sign, you can get the Non-Aadhaar form attested by a Bank Manager, Gazetted Officer, or Magistrate and submit it directly to the EPFO.

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Official PDF Download

Download direct official high-speed PDF copy of Form 19 instantly.

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📂 Other EPFO Forms

Form 31 Guide→Form 10C Guide→Form 10D Guide→Form 13 Guide→Form 20 Guide→Form 15G Guide→Form 15H Guide→Form 5IF Guide→Form 14 Guide→

💰 Check PF Balance First

Before filing any claim, we recommend pulling your active PF Balance ledger to check the exact available amount.

Check Balance

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